← All calculatorsCompliance Notice: This calculator is an educational planning tool and does not constitute a quote, legal advice, or an official determination of requirements. Insurance, IRP, IFTA, registration, state permits, testing, equipment, and professional service costs vary. Always confirm applicable requirements with FMCSA, the IRS, and your state agencies before operating.
Official References: FMCSA · UCR Plan · IRS Form 2290
Free startup cost calculator
Know your number before you start.
This calculator adds up everything it takes to launch: forming your company, the truck, insurance, permits, compliance, and the cash reserve that keeps you running until the first freight checks land.
One-time costs and monthly costs are labeled on every line, so you always know what you are entering.
PreviewYour startup breakdown
Estimated capital to start
$15,600
Monthly costs
$13,440 / mo
Truck and equipment54%
Insurance, permits and compliance43%
Business and FMCSA3%
Safety buffer · Recommendation$40,320
3 months of monthly costs set aside. Recommended, but not part of the startup cost above. With the buffer, your ready money would be $55,920.
An example startup with one truck and one driver, running interstate. Your numbers will differ.
The calculator
Your startup cost, step by step
Your operationStep 1 of 6
Your operation
These answers automatically adjust several costs in the calculator.
Tip: The cost of starting does not end when you obtain your operating authority. A trucking company also needs cash for fuel, insurance, maintenance, equipment payments, and other expenses while waiting to collect payment on its first loads.
Your startup total updates as you go.$15,600estimated startup costWith the recommended buffer: $55,920
✓One step at a time✓One-time and monthly, clearly labeled✓Change any answer later
Official References: FMCSA · UCR Plan · IRS Form 2290